Run a safer business with secure ACH & check processing

Paya Services offers secure electronic payments processing for businesses that accept paper checks and ACH debits/credits from a checking account. Merchants can increase sales by accepting more payment types while eliminating banking fees and reducing bad checks. All our solutions include easy access to online reporting.

Seamless, solid payments
technology you can trust.

Paya Services offers payments technology easily integrating with most existing point-of-sale hardware or payment gateways, so you can offer solutions that meet every need. And we’re reliable, with dependable system uptime—24/7.

Paya Services' electronic check services include:

  • Point-of-sale conversion

    Safely accept and process checks electronically at the point of sale, just like a credit card.

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  • Check 21+

    Get secure remote deposit for all types of paper checks.

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  • Checks-by-web

    Accept online debit payments for Bill Pay or eCommerce through a merchant’s website or gateway.

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  • Checks-by-phone

    Securely accept and process checks over the phone without costly physical terminal hardware.

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  • ACH debit and credit

    Process authorized ACH debit and credit transactions from a customer or business checking account.

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  • Consumer convenience fee (optional)

    Need customers to cover the costs of processing checks? Paya makes it simple. Ideal for government offices, nonprofits, educational institutions, and utilities.

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  • Check guarantee

    Protect the business by eliminating the risks of accepting bad checks and ensuring funds are guaranteed. Available as a standalone program or as an added feature with most electronic check programs.

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  • Check verification

    Validate customers and their accounts against multiple national databases and with advanced fraud detection systems. Available as a standalone program or as an added feature with any electronic check program.

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  • Virtual terminal

    Our secure, cloud-based solution allows merchants to take payments anywhere and everywhere. Available for Point-of-Sale, Check21+ Remote Deposit Capture, Check-by-Phone, and ACH Debit and Credit services.

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Experience our simple, secure payments technology, and accelerate your business today!

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