![](https://payasvcs.com/wp-content/uploads/2019/07/person-typing-at-computer-490x345.jpg)
• Written authorization is obtained from the client.
• Transaction information uploaded to Paya through a variety of options (virtual terminal, payment gateway, API or batch file).
• Funds electronically debited from merchant or client.
• Funds electronically deposited into merchant’s or client’s account.
![](https://payasvcs.com/wp-content/uploads/2019/07/people-volunteering-at-soup-kitchen-490x345.jpg)
• Check Verification and Check Guarantee
• Virtual Terminal
• Web based user interface or API available, customer information management systems, and user defined fields
• Supports multiple locations/users, data export for 3rd party accounting/archiving, and multiple certified 3rd party gateways
![](https://payasvcs.com/wp-content/uploads/2019/07/person-swiping-on-phone-490x345.jpg)
• Improved cash flow with expedited payments
• Eliminate banking fees and paper check handling costs
• Reduce bad checks
• Automatic notification and resubmission of NSF items
![](https://payasvcs.com/wp-content/uploads/2019/07/doctor-caring-for-kid-490x345.jpg)
• Membership Organizations
• B2B
• Medical, Insurance, and other Bill Payment
• Government/Utilties
• Education and Non-Profits
• Property Management