• Consumer initiates transaction on merchant website or payment gateway and payment gateway informs Paya
• Funds electronically debit from the consumer checking account and deposit into client's account
• Transaction information uploads to Paya through a variety of options (virtual terminal, payment gateway, API, or batch file)
• Check Verification
• Consumer convenience fee option
• User defined custom fields
• Data export for 3rd party accounting or archiving
• Detailed online reporting of transaction activity
• Multiple certified 3rd party gateways supported
• Improved cash flow with expedited payments
• Eliminate banking fees and paper check handling costs
• Reduce bad checks
• Automatic notification and resubmission of NSF items
• Bill Payment
• Mail Order
• Government/Utilities
• Education and Non-Profits
• Property Management
• Insurance