![](https://payasvcs.com/wp-content/uploads/2019/07/women-smiling-shirt-490x345.jpg)
• Consumer’s checking account and ID are verified against a national database
• Instant authorization or decline will be received
![](https://payasvcs.com/wp-content/uploads/2019/07/person-swiping-on-phone-490x345.jpg)
• Out of-town and out-of-state checks acceptable
• Descriptive responses help merchant if a transaction is declined
• Highest approval rates in the industry
• Improved cash flow
• Mitigate against bad checks and fraud
• Reduce collection operations
• Professional and courteous check writer support handled by Paya Services
![](https://payasvcs.com/wp-content/uploads/2019/07/man-paying-bills-490x345.jpg)