Check verification

Check Verification is protection that reduces the risk of accepting bad checks. Check Verification can be utilized as a stand-alone program or as an added feature with any one of Paya Services' check programs. Available on almost all POS credit card terminals. Multiple virtual terminals/gateways are also supported.

How it works

  • Consumer’s checking account and ID are verified against a¬†national database
  • Instant authorization or decline will be received


  • Out of-town and out-of-state checks acceptable
  • Descriptive responses help merchant if a transaction is declined


  • Highest approval rates in the industry
  • Improved cash flows
  • Mitigate against bad checks and fraud
  • Reduce collection operations
  • Professional and courteous check writer support handled by Paya Services