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Paya Services
  • Programs and Services
    • Check & ACH Processing
  • Resellers
  • Developers
  • About
    • Overview
    • Work with Paya Services
    • Leadership
  • Login
Learn More

Checks-by-phone

Paya Services enables merchants to accept and process checks from customers over the phone. The merchant can initiate transaction through a web-based virtual terminal, certified 3rd party payment gateway, web services API, or batch file upload.

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Checks-by-phone
  • How It Works
  • Features
  • Benefits
  • Markets Served
How It Works
  • How It Works
  • Features
  • Benefits
  • Markets Served
How It Works

• Consumer authorizes electronic debit from checking account over the phone
• Transaction information uploads to Paya through a variety of options (virtual terminal, payment gateway, API or batch file)
• Funds electronically debit from consumer checking account and deposit into client account

Features

• Check Verification and Check Guarantee
• Virtual terminal or POS terminal
• Web based user interface or API available and customer information management systems. Virtual terminal supported.
• Supports multiple locations/users, data export for 3rd party accounting/archiving, and many certified 3rd party gateways

Benefits

• Improved cash flows with expedited payments
• Multiple certified 3rd party gateways supported
• Eliminate banking fees and paper check handling costs
• Reduce bad checks
• Automatic notification and resubmission of NSF items

Markets Served

• Bill Payment
• Mail Order
• Government/Utilities
• Education and Non-Profits
• Property Management
• Insurance

Paya Services
  • Verisign

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Programs and Services

  • Check & ACH Processing
  • Reseller Program
  • Developers

Company

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Check and ACH

  • Point-of-Sale Conversion
  • Check Guarantee
  • Checks-by-Web
  • ACH Debit and Credit
  • Check 21 Remote Deposit Capture
  • Checks-by-Phone

 

  • Virtual Terminal

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