• Paper check is accepted face-to-face at the point-of-sale and ran through a check reader
• Funds electronically debit from consumer checking account and deposit into merchant’s account
• Transaction information uploads to Paya through a variety of options (virtual terminal, payment gateway, API or batch file)
• Check Verification
• Check Guarantee
• Virtual Terminal
• Online reporting
• Skip trip to the bank
• Eliminate banking fees and paper check handling costs
• Reduce bad checks
• Consolidate deposits from multiple locations
• Retail
• Service store fronts